You cannot buy money for you, but it may cause many problems for couples. In fact, it is one of the main reasons for the collapse of the relationship. One financial planning expert says that getting your financial house may be a symbol of love like flowers and chocolate.
Associate Professor at Decoin College of Commerce, Assistant Professor Adrian Rafiri, said that the money plays an important role in relationships. But not always in a good way.
“Often the main cause of the relationship collapse,” He says.
“Therefore, although it may not look very romantic, a guarantee is one of the keys to a happy long -term relationship.”
Here are 6 golden rules for couples looking to preserve romance alive.
6 Golden money rules for couples
1. There are no secret purchases
Assistant Professor Rafiri says regardless of whether you have been in a new relationship or married for 30 years, and communication is the main factor in a great relationship, especially with money.
“There should be no secret purchases, cards, and loans. All financial decisions must be consulted jointly before making,” He says.
“The failure to communicate publicly and in time is like a hand grenade, and it will explode in your face.”
2. Set realistic goals
Couples must also write their financial goals. This means that you have something to work for it and it is important to know what each other wants.
“Their arrangement gives them importance and will give you a major plan to work for years to come,” He says.
3 budget
Financial planning expert says that couples must always make sure to pay their bills before doing anything else.
It is proposed to use Excel to do a budget and unify the amount you need to set aside every month for your expenses.
“Open four online bank accounts for different savings – such as home deposit, holidays,” rain days “and perhaps a wedding”, wedding ceremony “,” He says.
4. Consider an agreement before the note
Some may say that this defeats the purpose of marriage based on the values ​​of love and trust.
However, Assistant Professor Rafiri says that before the procedure is a good preventive action against a bag egg.
“Love hurts me, but divorce can cost,” He says.
5. Exchange of financial responsibilities
Although it may be easier for one person to be responsible for all financial responsibilities, the assistant professor Rafiri warns of this.
“This is especially important in long -term relationships,” “ He says.
“I have seen many widows/widows who have no idea when it comes to financial resources and they should defend themselves.”
6. Do not adhere to if things are rocky
Finally, making financial obligations such as buying a large decisions.
If the relationship is rocky, it is better not to adhere to the huge debts with your partner says assistant professor Rafri.
“There is a lot of costs and troubles if the relationship ends,” He says.
“If you are in a new relationship, do not leave yourself financially weak by having any of your partner’s debts in your name.”
At the same time, here is 15 way you can save money In your weekly grocery store.
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